PERSONAL HOME INVENTORY SERVICE
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Do you work hard to have a beautiful home and possessions? Is a picture worth a thousand words? Picture your home in your mind. Now imagine that a disaster or fire destroyed everything in your home. Could you name and describe accurately your possessions when the insurance adjuster asks for a list? Do you own an updated home inventory list? All that you worked for is gone.
(right) RITA 2005...Missed Houston by a Hair.
Personal Home Inventory Service
is located in Houston, TX. Personal Home Inventory specializes in documenting and recording personal property for homeowners in the Houston and surrounding area. PHIS is fully insured and bonded. PHIS recognizes the importance of confidentiality to the client and uses the latest equipment for high quality documentation.
Protect Yourself Against The Result of Disaster, Fire and Theft.
It is very important for homeowners to keep a documented inventory of their personal possessions. When filing for a property claim, if you do not keep documentation of your possessions it may cost you hundreds or thousands of dollars in the event of a disaster, fire or theft. Personal property claims are settled wit the same kind and quality premise. The policy interpretation is where the problem usually occurs. Insurance appraiser assumes that families have 2 to 3 color TVs. What is not assumed is that the type, size, or brand which may be worth a lot more than what they say. Example, a big screen TV worth over 5,000 they may claim to be worth 2,000. Other items like custom furnisherings, special ordered drapery or blinds, and many more specialty items. Any insurance company does not assume your personal property falls into this catergory.
Insurance
If you have an insurance policy; your insurance company will replace property with the same kind and/or quality of what ws lost. However, if your possession is valued above the standard rule, it's your responsibility to prove your claim
